Home Sweet Home: How Much Down Payment Do You Really Need? 🏡💸
Curious about the magic number that opens the door to your dream home? Join us in […]
Unlocking Homeownership: The Power of Mortgage Gift Funds 🏡💰
Are you a first-time homebuyer wondering how to bridge the gap for your down payment? Or[…]
Breaking the Myth: Why Renters Might Believe They Can’t Buy a Home 🏡
Ever catch yourself daydreaming about owning your own home but immediately dismiss the idea? 🤔 You’re[…]
Unlocking Smart Savings: Using Seller Paid Closing Costs to Lower Your Interest Rate!
🏡 Welcome to Joey Milam’s Mortgage Team! In today’s video, we’re diving into a savvy strategy[…]
Buying a home for your parent or child
Did you know that it’s sometimes possible to purchase a home for a parent or[…]
Asset Depletion – Approving Retired Clients Based on Assets
Asset Depletion is an often misunderstood and seemingly rarely known way of approving a borrower of[…]
2022 Tax Time
Borrowers who are self-employed or own rental properties take note. When it comes to filing taxes[…]
Acceptable Documentation
I often get questions on what time of documents are acceptable for a mortgage approval. When[…]
Self Employment Income
I frequently get questions on how lenders calculate self-employment income. While it can vary a great[…]
Home Occupancy
Something that many clients are often confused by is home occupancy. When it comes to mortgages[…]
Pre-Approval Timing
A frequent question from potential clients is “when should I get pre-approved.” While there is no[…]