NCHFA Loan Wilmington NC

The North Carolina Housing Finance Agency provides a number of loan grants and options that can often help first-time and low-income borrowers purchase a home. Only approved lenders and loan officers may offer this option. Loan Programs include the NC Home Advantage Mortgage that provides down payment assistance up to 5% for qualified borrowers. The NC Home Advantage Tax Credit is available to increase the federal tax credit that a borrower can receive with a first-time home purchase. These loan programs are excellent options for buyers who need help with down payment and/or closing cost assistance.

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