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Home Purchasing

Home
Purchasing

Are you considering purchasing a home? Our quick and easy loan application is the first step towards getting a loan pre-approval!
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Loan Programs

$0 Money Down Loan Programs

USDA is a fantastic loan program for first time borrowers. A VA loan is a mortgage loan in the U.S. guaranteed by the U.S. Department of Veterans Affairs (VA).

Refinancing

Home
Refinancing

A borrower may choose to refinance to obtain a lower interest rate and a lower monthly payment, or change the type of loan that they have.
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JOEY'S HOME BUYING TIPS

Purchasing a home can be fraught with complications. Check out some of our latest videos to get information on the home buying process and avoid such issues.

JOEY'S HOME BUYING TIPS

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Mortgages Wilmington NC

MORTGAGE NEWS

Local Lenders vs. Online Lenders

The question is often asked why using a local lender is SO MUCH better than using an online lender. While there are many answers to […]

Which Home Projects Bring The Biggest Return?

If you’re a prospective home seller, you’re probably thinking about upgrades, renovations, and remodeling projects. Making your home appealing to buyers is important when it’s […]

Mortgage News NC

MORTGAGE NEWS

Local Lenders vs. Online Lenders

The question is often asked why using a local lender is SO MUCH better than using an online lender. While there are many answers to […]

Which Home Projects Bring The Biggest Return?

If you’re a prospective home seller, you’re probably thinking about upgrades, renovations, and remodeling projects. Making your home appealing to buyers is important when it’s […]

What Our Clients Say

Joey was a pleasure to work with and always called me back if I had a question or a concern! He never let me worry about anything!!! I would definitely recommend him to all of my friends and family!

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Joey was a pleasure to work with and always called me back if I had a question or a concern! He never let me worry about anything!!! I would definitely recommend him to all of my friends and family!
Doing a re fi of our house could have been stressful. Fortunately, we went with Alpha mortgage (we'd gone with them before). The person we worked with before had retired so we decided to work with Joey (we'd heard very positive "things"). We COULD NOT have made a better decision.

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Doing a re fi of our house could have been stressful. Fortunately, we went with Alpha mortgage (we'd gone with them before). The person we worked with before had retired so we decided to work with Joey (we'd heard very positive "things"). We COULD NOT have made a better decision.
Joey was very good to work with to obtain our mortgage. He was well-informed and answered all questions. The process was very smooth. The only issue we had was with the electronic signature process, which Joey worked hard to try to resolve.

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Joey was very good to work with to obtain our mortgage. He was well-informed and answered all questions. The process was very smooth. The only issue we had was with the electronic signature process, which Joey worked hard to try to resolve.

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